/* ACI Privacy Policy, Refund Policy & Terms page */
:root {
  --pp-ink: #17213b;
  --pp-muted: #647087;
  --pp-brand: #0755a5;
  --pp-brand-dark: #12345b;
  --pp-accent: #eab308;
  --pp-line: #e3e8f0;
  --pp-soft: #f4f7fc;
  --pp-white: #ffffff;
  --pp-radius: 22px;
  --pp-shadow: 0 16px 45px rgba(20, 42, 78, .08);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 110px; }
body { margin: 0; color: var(--pp-ink); }

.pp-page {
  position: relative;
  isolation: isolate;
  padding: clamp(28px, 5vw, 72px) 0;
  background: linear-gradient(180deg, #f3f7ff 0%, #fff 420px, #f7f9fc 100%);
  overflow: clip;
}
.pp-page::before,
.pp-page::after {
  content: "";
  position: absolute;
  z-index: -1;
  width: 300px;
  height: 300px;
  border-radius: 50%;
  filter: blur(2px);
  pointer-events: none;
}
.pp-page::before { top: 80px; left: -190px; background: rgba(36, 121, 205, .09); }
.pp-page::after { top: 500px; right: -210px; background: rgba(234, 179, 8, .08); }
.pp-container { width: min(1160px, calc(100% - 40px)); margin-inline: auto; }

.pp-hero {
  position: relative;
  padding: clamp(28px, 5vw, 58px);
  margin-bottom: 30px;
  overflow: hidden;
  color: #fff;
  border-radius: 28px;
  background: linear-gradient(120deg, #102849 0%, #0755a5 62%, #1279bd 100%);
  box-shadow: 0 22px 55px rgba(9, 58, 112, .18);
}
.pp-hero::after {
  content: "";
  position: absolute;
  width: 310px;
  height: 310px;
  right: -100px;
  top: -155px;
  border: 1px solid rgba(255,255,255,.18);
  border-radius: 50%;
  box-shadow: 0 0 0 35px rgba(255,255,255,.04), 0 0 0 75px rgba(255,255,255,.035);
  pointer-events: none;
}
.pp-kicker {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  margin-bottom: 15px;
  color: #ffe08a;
  font-size: 12px;
  font-weight: 800;
  letter-spacing: .14em;
  text-transform: uppercase;
}
.pp-kicker::before { content: ""; width: 25px; height: 2px; background: currentColor; }
.pp-hero h1 { position: relative; z-index: 1; margin: 0 0 15px; max-width: 760px; font-size: clamp(34px, 5vw, 58px); line-height: 1.08; letter-spacing: -.035em; font-weight: 850; color: #fff; }
.pp-hero > p { position: relative; z-index: 1; max-width: 760px; margin: 0; color: rgba(255,255,255,.86); font-size: clamp(15px, 1.6vw, 18px); line-height: 1.8; }
.pp-effective { position: relative; z-index: 1; display: inline-flex; margin-top: 24px; padding: 9px 13px; border: 1px solid rgba(255,255,255,.25); border-radius: 999px; background: rgba(255,255,255,.1); color: #fff; font-size: 12px; font-weight: 650; }

.pp-layout { display: grid; grid-template-columns: 270px minmax(0, 1fr); gap: 26px; align-items: start; }
.pp-nav, .pp-section { border: 1px solid var(--pp-line); background: var(--pp-white); border-radius: var(--pp-radius); box-shadow: var(--pp-shadow); }
.pp-nav { position: sticky; top: 24px; padding: 23px; }
.pp-nav h2 { margin: 0 0 17px; color: var(--pp-ink); font-size: 17px; line-height: 1.35; font-weight: 800; }
.pp-nav-links { display: grid; gap: 8px; }
.pp-nav-links a { display: flex; align-items: center; gap: 11px; min-height: 46px; padding: 11px 12px; border: 1px solid transparent; border-radius: 12px; color: #46536b; font-size: 13px; line-height: 1.4; font-weight: 700; text-decoration: none; transition: background .2s ease, border-color .2s ease, color .2s ease, transform .2s ease; }
.pp-nav-links a span { display: inline-grid; place-items: center; flex: 0 0 29px; width: 29px; height: 29px; border-radius: 9px; background: #edf4fc; color: var(--pp-brand); font-size: 11px; font-weight: 850; }
.pp-nav-links a:hover, .pp-nav-links a:focus-visible { color: var(--pp-brand); border-color: #cfe0f5; background: #f5f9ff; transform: translateX(2px); outline: none; }

.pp-content { display: grid; gap: 22px; min-width: 0; }
.pp-section { min-width: 0; padding: clamp(22px, 3.5vw, 38px); scroll-margin-top: 25px; }
.pp-section-head { display: flex; align-items: flex-start; gap: 17px; padding-bottom: 22px; margin-bottom: 23px; border-bottom: 1px solid var(--pp-line); }
.pp-number { display: grid; place-items: center; flex: 0 0 52px; width: 52px; height: 52px; border-radius: 16px; background: linear-gradient(145deg, #e8f2ff, #f4f8ff); color: var(--pp-brand); font-size: 17px; font-weight: 900; }
.pp-section-head h2 { margin: 0 0 7px; color: var(--pp-ink); font-size: clamp(24px, 3vw, 31px); line-height: 1.2; letter-spacing: -.025em; font-weight: 850; }
.pp-intro { margin: 0; color: var(--pp-muted); font-size: 14px; line-height: 1.65; }
.pp-section > p { margin: 0 0 17px; color: #4b566b; font-size: 15px; line-height: 1.85; overflow-wrap: anywhere; }
.pp-section h3 { margin: 28px 0 10px; color: #1b2b46; font-size: 18px; line-height: 1.4; font-weight: 800; }
.pp-section ul { margin: 0 0 20px; padding-left: 23px; color: #4b566b; }
.pp-section li { padding-left: 4px; margin: 0 0 10px; font-size: 15px; line-height: 1.75; }
.pp-section li::marker { color: var(--pp-brand); }
.pp-note { margin-top: 22px; padding: 16px 18px; border-left: 4px solid var(--pp-accent); border-radius: 0 12px 12px 0; background: #fff9e8; color: #68552b; font-size: 13px; line-height: 1.75; }
.pp-contact { margin-top: 24px; padding: 22px; border: 1px solid #d8e7f8; border-radius: 16px; background: linear-gradient(135deg, #f5f9ff, #fff); }
.pp-contact > strong { display: block; margin-bottom: 10px; color: var(--pp-ink); font-size: 17px; }
.pp-contact p { margin: 8px 0 0; color: #526078; font-size: 14px; line-height: 1.8; overflow-wrap: anywhere; }
.pp-contact a { color: var(--pp-brand); font-weight: 750; text-decoration: none; }
.pp-contact a:hover { text-decoration: underline; }

@media (max-width: 900px) {
  .pp-container { width: min(100% - 32px, 760px); }
  .pp-layout { grid-template-columns: 1fr; gap: 20px; }
  .pp-nav { position: static; padding: 20px; }
  .pp-nav-links { grid-template-columns: repeat(3, minmax(0, 1fr)); }
  .pp-nav-links a { align-items: flex-start; flex-direction: column; gap: 8px; height: 100%; }
}

@media (max-width: 600px) {
  html { scroll-padding-top: 80px; }
  .pp-page { padding: 20px 0 35px; }
  .pp-container { width: calc(100% - 24px); }
  .pp-hero { padding: 27px 21px; margin-bottom: 17px; border-radius: 20px; }
  .pp-hero::after { width: 210px; height: 210px; right: -115px; top: -95px; }
  .pp-kicker { margin-bottom: 12px; font-size: 10px; letter-spacing: .1em; }
  .pp-hero h1 { font-size: clamp(30px, 8.5vw, 42px); line-height: 1.1; }
  .pp-hero > p { font-size: 14px; line-height: 1.7; }
  .pp-effective { margin-top: 17px; font-size: 11px; }
  .pp-layout { gap: 16px; }
  .pp-nav { padding: 17px; border-radius: 16px; }
  .pp-nav h2 { margin-bottom: 12px; font-size: 16px; }
  .pp-nav-links { grid-template-columns: 1fr; gap: 7px; }
  .pp-nav-links a { min-height: 44px; flex-direction: row; align-items: center; padding: 8px 10px; font-size: 13px; }
  .pp-nav-links a span { flex-basis: 28px; width: 28px; height: 28px; }
  .pp-section { padding: 20px 17px; border-radius: 16px; }
  .pp-section-head { gap: 12px; padding-bottom: 17px; margin-bottom: 18px; }
  .pp-number { flex-basis: 42px; width: 42px; height: 42px; border-radius: 13px; font-size: 14px; }
  .pp-section-head h2 { font-size: 23px; }
  .pp-intro { font-size: 13px; }
  .pp-section > p, .pp-section li { font-size: 14px; line-height: 1.75; }
  .pp-section h3 { margin-top: 23px; font-size: 17px; }
  .pp-section ul { padding-left: 20px; }
  .pp-note { padding: 13px 14px; font-size: 12px; }
  .pp-contact { padding: 17px; }
  .pp-contact > strong { font-size: 16px; }
  .pp-contact p { font-size: 13px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: .01ms !important; animation-duration: .01ms !important; }
}